Terms of Service
Last Updated: 2024. This document constitutes a legally binding agreement between you and Clear Harbor Journal.
1. Acceptance of Terms and Conditions
By accessing and using the website operated by Clear Harbor Journal, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service, all applicable laws, and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing this site.
These terms apply to all visitors, users, and others who access the Service. Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. These Terms are governed by the laws of the Province of Ontario and the federal laws of Canada applicable therein.
2. Description of Services
Clear Harbor Journal provides an information platform focused on:
- Analysis of common errors in automotive credit applications and financing contracts.
- Strategies for optimizing transportation expenses and reducing monthly vehicle overhead.
- Educational models for calculating the total cost of ownership (TCO).
- Market data specific to the Ottawa and Eastern Ontario automotive landscape.
We reserve the right to withdraw or amend our service, and any material we provide on the website, in our sole discretion without notice.
3. Prohibited User Conduct
You agree to use Clear Harbor Journal only for lawful purposes. You are prohibited from:
- Using the site in any way that violates the Criminal Code of Canada or the Personal Information Protection and Electronic Documents Act (PIPEDA).
- Attempting to interfere with the proper working of the site, including through the use of viruses, logic bombs, or denial-of-service attacks.
- Scraping or extracting data for commercial use without express written permission.
- Impersonating or attempting to impersonate Clear Harbor Journal, an employee, or another user.
4. Intellectual Property Rights
The Service and its original content, features, and functionality are and will remain the exclusive property of Clear Harbor Journal and its licensors. Our intellectual property is protected by Canadian and international copyright, trademark, and other laws.
Users are granted a limited, non-exclusive, non-transferable license to access the content for personal, non-commercial use. Any reproduction, distribution, or modification of the content without prior written consent is strictly prohibited.
5. Disclaimer of Warranties
The materials on Clear Harbor Journal's website are provided on an 'as is' basis. Clear Harbor Journal makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property.
Furthermore, we do not warrant the accuracy, likely results, or reliability of the use of the materials on our website or otherwise relating to such materials or on any sites linked to this site.
6. Limitation of Liability
In no event shall Clear Harbor Journal, its directors, or employees, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:
- Your access to or use of (or inability to access or use) the Service.
- Any conduct or content of any third party on the Service.
- Errors or omissions in the content provided.
- Financial losses incurred through auto financing decisions based on site content.
7. Governing Law and Jurisdiction
These Terms shall be governed and construed in accordance with the laws of Ontario, Canada, without regard to its conflict of law provisions.
Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. Any legal suit, action, or proceeding arising out of, or related to, these Terms of Service or the website shall be instituted exclusively in the courts of the City of Ottawa.
8. Contact and Corporate Details
If you have any questions about these Terms, please contact us at:
Company: Clear Harbor Journal
Address: 150 Metcalfe St, Ottawa
Email: +1 (435) 444-6309